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Rajeev Talwar,

Toronto Mortgage Broker

Broker Of Record

Our Mortgage Broker Services you can trust!

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Mortgage Renewals

Renewal is an ideal time to reassess your financial goals and to take advantage of great rates.

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First Time Home Buyers

Owning your first home is a big decision and getting off to a good start can make all the difference.

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Mortgage Refinancing

Helping to consolidate debt, accessing your home’s equity or lowering your interest rates.

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Improve Your Credit

Let our skilled team help improve your credit and take advantage of the benefits.

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From the Blog

The Mortgage Penalty Nobody Calculates Before Breaking Their Mortgage

The Mortgage Penalty Nobody Calculates Before Breaking Their Mortgage

Breaking a mortgage before the end of its term may sometimes be the right financial decision. Homeowners may consider doing so when selling their property, refinancing, accessing home equity, consolidating debt, or switching to a different mortgage solution. However, one important cost is often overlooked: the mortgage prepayment penalty. Many homeowners focus on the potential…
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Mortgage Approval

Don’t Be Scared of Mortgage Approval: Here’s What You Need to Know

For many Canadians, applying for a mortgage can feel overwhelming. You may worry about your credit score, income, existing debts, down payment, or whether a lender will approve your application. These concerns are understandable, especially when buying a home is one of the largest financial commitments you will make. However, mortgage approval does not have…
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Retirement Savings

When Your Mortgage Is Bigger Than Your Retirement Savings

For many Canadians, buying a home is one of the biggest financial decisions they will make. A mortgage can help turn homeownership into a reality, but it can also become a significant long-term financial obligation. As home prices and mortgage balances increase, some homeowners may eventually find themselves in a situation where their mortgage is…
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