Rajeev Talwar

In the case of self-employed individuals, their mortgage approvals depend much upon their recent past performance rather than their future potential to pay. This requires a proper presentation of fully completed financial documents with proper audits and reports. Usually, having a professional guide, while applying for a self-employed mortgage makes the process quite quick and…

Planning on getting a mortgage? Do you need a mortgage broker? What can they do for you? Read on to find out! Mortgage brokers are the intermediates between lenders and borrowers. Most borrowers prefer to have the expertise of a mortgage broker while they get a mortgage. But is a mortgage broker really worth the…

Want to buy a new home? Find out how you can finance it with a second mortgage! People are buying another home for various purposes these days. Regardless of the purpose, the financing is still quite uncertain. A lot of us have to crush our dreams of owning a summer house because we don’t know…

Buying a home is a big step! Do you qualify for the benefits of being a First Time Home Buyer? Find out below! Home is where the heart is, where the memories are made, and it is almost a feeling of belonging somewhere. A lot of us have to keep shifting this feeling from one…

Want to renovate or add to your home? Should you take out your equity for it? Home improvements are something all of us want. It could be a small renovation of the kitchen or adding a living space for an extra family member. Whatever the reason, we always want to keep upgrading and changing. But…

Is mortgage refinancing really the solution to your financial stability? How can you get it done? Mortgage refinancing can help you in many ways. If you want to reduce your debt or pay it off faster, considering a mortgage refinance may be the way to get what you need. What is mortgage refinancing? Mortgage refinancing…

Buying a home is a process which involves many people! What does a mortgage agent really contribute, and do you need to hire one? The dream of buying a home belongs to almost everyone. The thought of having a family making memories in the backyard or splashing together in the pool or just having a…

Debt consolidation is like a savior when the number of bills and payments to be made is increasing and your monthly income is still the same. The payments usually become so high, you start spending more than you earn. At this point a debt consolidation loan could be your only silver lining. If this is…

A home equity line of credit can help you access the equity in your home with ease. This is a beneficial mortgage. It is preferred by many Canadian citizens. It has many uses, and this enables you to use the equity in your home wisely and to fulfill all your dreams. It is very similar…

Self-employed mortgages are regular mortgage. But the process has been segregated since the new rules have made it harder for the freelancers and the business owners to get the mortgage they need. Self-employed mortgages can be obtained easily if you have a good credit score and a valid proof of income. But what if you…